Hope’s Front Door: Financial Literacy program changes lives

By Janell Robinson:

Kim was pregnant, unemployed and homeless. She came into Hope’s Front Door because she needed help obtaining medication and transportation vouchers for a job search, but found a resource that would not only change her life, but that of her unborn child, Noah, as well.

“I have never been a saver. I was like, I need some help here. I thought to myself, I am here anyway, maybe I should meet with bank counselors. During my sessions with the bank counselors, the bankers helped me create a plan to pay off my debt. I just started paying the smaller ones first and then putting the larger ones on a payment plan as they suggested. My credit score is now at 735. I also started a savings account at that time with the help of the program. I wanted a rainy day fund.”

“Noah knows I was homeless before he was born. So, it was important to show him that we were saving money. Each time I would get a receipt from the bank after making a deposit I would show Noah and tell him, ‘Look! That is what we have now in the bank.’ When he saw the amount growing, Noah decided he wanted learn how to save too. So, we went to the bank and they gave him his own little piggy banks, which he filled for his college fund.”

“Noah has been saving since he was five years old; he just turned 10 years old last month. He likes going to the bank. He likes to collect change from everyone’s pockets. The bank tellers’ print out the receipts with how much has been put in the account and how much money we have. He likes to tease me saying, ‘I have more money than you, Mom!’”

“I have taught him about saving and budgeting his money using Legos which are his favorite toy. I ask him, does he want to save his money to buy the big Legos that he really wants or spend right now for the smaller ones. He is very disciplined with his money. I hope that he realizes the more you save, the more you can get, and the more self-sufficient you can become. At his age, I would have just spent all of the money I could have saved!”

“Basically, by going through the financial literacy program, I wanted to share with him some of the things I learned. I wanted to show him that if you spend everything you won’t have anything, you will have to be dependent on others and no one wants to live like that.”

Kim and Noah’s journey from being homeless to becoming financially secure started with help from the community.

HOPE’S FRONT DOOR (HFD) often acts as a “first responder” to neighbors who are facing financial and/or medical crises. They serve the homeless, as well as those seeking assistance in the communities of:

  • Darien
  • Downers Grove
  • Lisle
  • Westmont
  • Willowbrook
  • Woodridge

Hope’s Front Door will be hosting The Traveling Feast fundraiser on October 5, 2017. Guests will be tasting delectable food offerings from five downtown Westmont restaurants before traveling down the road to their next culinary destination. We’re looking to raise to raise $20,000 that will be used in support of our Financial Literacy Program – helping area residents, like Kim and Noah, gain financial self-sufficiency through baseline financial literacy including budgeting, savings and credit repair.

For more information about the event or to purchase tickets, please visit www.hopesfrontdoor.org or call 630-322-9804.

Best HOPE campaign: Hope’s Front Door

Contributed by Janell Robinson, Executive Director of Hope’s Front Door

On her second birthday, Jill made her first visit to Hope’s Front Door. You see her mother, Teia, lost her job two months ago but has a lead on a new one through an area employment agency.  Jill and her brother, Jon, were as patient as they could be while their mom learned about Hope’s Front Door’s weekly job list and job coaches.

Jill and Jon received new donated Beanie Babies to play with as their mother explained that she was really hopeful the new job would lead to an improved life for her and her children. “Things have started to get tight and this new job could mean stability and better things for the kids; receiving the gas vouchers to go to the interview means a lot to me and my family.” Teia explained.

While the family is hopeful about the future job opportunity, they are still concerned about how to meet financial challenges occurring right now. Jon said he would be in 1st grade this fall and was excited.  Part of helping Jon maintain that enthusiasm for a new school year is making sure he has the tools needed to succeed. But with limited resources, purchasing school supplies can seem daunting. The family will be attending the READY. SET. LEARN! back to school supply giveaway at Hope’s Front Door to make sure the school year starts off on the right foot.

Life was a blur and out of focus for Kayla when she was 16 years old. But with the help from Hope’s Front Door, life became much clearer.

“I have had glasses since the fifth grade. Last year, I outgrew the prescription and they broke. My eye sight was getting blurry when I looked at things. I can see close up, but far away is a problem when looking at chalkboards or whiteboards in the front of the class,” Kayla said.

Kayla’s mom was newly separated and unemployed. So, Kayla tried to make due while her mom looked for a job that would provide insurance. They also waited for their application for Illinois’ All Kids insurance program to be approved, which could take up to 45 to 90 days. She did not want to bother her mom when she knew that money was tight in their household.

“I used to really stress about it myself. It was hard knowing my mom was worried about money and providing for us and looking for work. She’s my mom. I tried to put some of the burden on my own shoulders, so she wouldn’t have to worry. I tried wearing a pair of my mom’s old glasses and that was okay for a while. Then they broke and that was no longer an option,” she explained.

Kim, Kayla’s Mom, came into Hope’s Front Door seeking assistance in search of vouchers for her job search transportation and food for her and Kayla. Not only was she able to receive those items, but an eye exam and glasses for Kayla were provided as well!

During HFD’s Back to School Project, which runs through August, Kayla was also thrilled to have been able to receive school supplies.

“I got pens, pencils and a book bag. I used all of the paper. I at least had something to start out with for the new school year. It’s important to have folders and paper for US History and workshops. It would have been bad to start the first day having to ask another student for

So many of the children who have participated in HFD’s Back to School Project echo Kayla’s comments.

“Thanks to Hope’s Front Doors generosity Kayla, now 17 years old, can see just fine and had the necessary supplies to help her succeed in school. Last year, their investment helped over 1100 area children, kids like Kayla” said Kim.

Hope’s Front Door often acts as a “first responder” to neighbors who are facing financial and/or medical crises. They play an integral role in ensuring the well-being of individuals, families and the overall communities they support. When clients walk through the doors, they determine their immediate needs. They help them with either food, medical, dental and/or transportation vouchers, plus a clear pathway into the network of social agencies that can assist them with the long-term restructuring of their lives, by helping move them out of living a “crisis to crisis existence”.

They serve the homeless, as well as those seeking assistance in six local communities. Childhood hunger is not just something that happens in other cities or counties. One in six children living in DuPage County experiences food insecurity. Everyday Hope’s Front Door provides food vouchers to help area families have access to fresh food.  Over 72,000 live in poverty in DuPage County, once known as a fairly stable employment community, with over 27,000 living in extreme conditions.  Currently,Hope’s Front Door is seeing an 18% increase in the number of children assisted compared to last year.

As a community, we can help children like Jill, Jon and Kayla as their families experience a financial rough patch. By donating to the READY. SET. LEARN! school supply drive you can help Jon and other kids have the things needed to learn on day one.

By giving to the Best HOPE Campaign you can ensure that kids like Jill have access to basic necessities like food, transportation, medication, oral healthcare and eye exams/eye glasses. Please join us at Shanahan’s Food & Spirits (1999 75th St, Woodridge, IL 60517) to support both projects! On August 2nd we will be accepting school supplies…and 20% of the sales from your dining bill, with event flyer, will to help children through the Best HOPE Campaign!

Please join the Best HOPE Campaign to benefit area children. Now until September 30, Hope’s Front Door would like to raise $20,000 to help more than 250 children with food and school supplies as well as access to medication, dental and vision healthcare . . . even financial literacy.

Your donations will make a huge difference in the lives of our neighborhood children! 

For more information on the READY. SET. LEARN! project and Best HOPE Campaign, please visit www.hopesfrontdoor.org.